Dream of studying abroad is more practical in the linked world of today than it was years ago. From better academic opportunities to exposure to many cultures, studying overseas can be a transforming event. But negotiating the complexity of foreign education—from selecting the right university to obtaining a visa—can be frightening without expe

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Menurut Berk (2007:212), obligasi adalah surat berharga yang dijual oleh pemerintah atau perusahaan untuk mendapat uang dari Trader dengan kompensasi berupa bunga yang akan dibayar sesuai perjanjian awal. Nilai sekarang obligasi didasarkan pada dua perhitungan. Investor menghitung nilai sekarang dari pembayaran bunga (interest) dan nilai sekaran